What factors into your Credit Score - FreeEasyCreditReport.com

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What factors into your Credit Score

Credit scorers determine a consumer’s credit score by performing a complex statistical analysis of all of the information in that person’s credit report. Following are several factors that help determine credit scores:

Type, age and number of credit accounts and loans held.
Current account balances.
Payment history.
Collection activity.
Amount of outstanding debt.

The credit scorers analyze and compare this information to that of other consumers to help determine the likelihood you will repay your loans on time. The result is a credit score number lenders can consider before extending credit.

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