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What information is on your Credit Report

Credit reports contain several important pieces of information about each consumer, including identifying information, credit information, public record information and recent inquiries. Identifying information may include the consumer’s name, birth date, Social Security number, current and past addresses and current and past employers. Credit information may include a list of current and past accounts with banks, credit card companies, utilities, retailers and other lenders, as well as the each account’s opening date, credit limit and payment history. Public record information may include court records showing arrests, tax liens, bankruptcies or court judgments. Recent inquiries may include information regarding creditors or other entities that have requested copies of your credit report.

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